Member Benefits Home Page NEA Member Benefits Web site NEA Members Insurance Trust
Group Term Life Insurance DUES-TAB Insurance AD&D Insurance Plan
Preferred Term Life Insurance NEA MemberCare Programs Income Protection Plan
Auto/Home Insurance Program NEA-Sponsored CDs Money Market Accounts
Credit Cards National Board Certification Loan NEA Home Financing Program
NEA Personal Loan Car Rental Programs Magazine Service
Collette Vacations & Tours NEA Bookstore
NEA Classroom SuperStore NEA Long Distance Self-Help Legal Publications

At NEA Member Benefits, our goal is to help members reach their financial goals. For more than 60 years, educators have turned to us for outstanding financial products and helpful consumer information. We provide members with life insurance, retirement planning assistance, credit products, safe ways to invest, and more. For additional information, members can visit neamb.com or call one of our Member Service Center Representatives toll-free at 1-800-637-4636. Spanish-speaking representatives are available upon request.


Surf the Site that was built exclusively for NEA members — neamb.com.

It’s fun, informative and easy to navigate. There’s in-depth information on all NEA Member Benefits programs, current rates on NEA-sponsored deposit accounts, educational video clips, insurance and financial advice and more. Members can also enter the monthly giveaways and take advantage of many special offers. Check out neamb.com now!


NEA Members Insurance Trust®
NEA members and their families can count on it.

The NEA Members Insurance Trust serves the diverse needs of members, their families and dependents by offering affordable financial protection. Members can choose from a wide range of insurance products, including Group Term Life, Preferred Term Life, AD&D, and Level Premium Group Term Life coverage. To learn more, visit neamb.com/insurance or call 1-800-637-4636.


NEA Level Premium
Group Term Life Insurance Plan

Affordable supplemental coverage for NEA members.

With competitive rates that won’t change for the life of the term, NEA members and their spouses can choose $50,000 or $100,000 of term life insurance for a 10- or 20-year term. Full coverage is available up to age 75. Get the details at neamb.com or call toll-free, 1-800-637-4636.


NEA DUES-TAB® Insurance
Providing free and automatic coverage for members.

Each and every eligible NEA member receives automatic free life and AD&D insurance coverage through the NEA DUES-TAB Insurance program.

•   $50,000 of life and accidental death & dismemberment insurance

•   $150,000 benefit for death due to homicide while on the job or serving as an Association leader

Members can register or change their beneficiary and get more information at neamb.com/duestab or by calling 1-800-637-4636.


NEA Accidental Death and Dismemberment Insurance
A small price to pay for peace of mind.

Helps protect members and their families with guaranteed protection at home or away.

•   Up to $130,000 worth of extra protection for as little as $19 a year

•   Benefits available as high as $520,000 for any covered accident on a plane, train, ship, or any other public conveyance

Visit neamb.com/add or call 1-800-637-4636 to talk to your NEA Member Benefits Representative.


NEA Preferred Term Life Insurance
The best value for higher coverage.

•   Choice of 10-, 15-, or 20-year terms

•   Level premiums, which means that rates do not increase with age

•   Level benefits, which means that the coverage remains the same
         for the length of the term

•   Full spouse coverage available at discounted spouse rates

It’s a great way for members to increase their current life insurance coverage. Details and applications are available at neamb.com/insurance/ptlpge.jsp or by calling 1-800-637-4636.


NEA MemberCare® Programs
Members can count on them for the long haul.

•   The NEA MemberCare® In-Hospital Plan helps pay the “extra” expenses associated with a hospital stay that aren’t covered by your regular health insurance. Home recovery benefit options are also available.

•   The NEA MemberCare® Medicare Supplement Insurance Program provides members and spouses age 65 and older coverage for expenses not covered by Medicare. Additional features include a discount package (plans C-L) at no extra cost.

Visit neamb.com or call 1-800-637-4636 for more information on any of these programs.


NEA Income Protection Plan
Salary security for members and their families.

NEA members who actively work in the field of education can rely on a benefit option of up to two-thirds of their annual salary in the event they become disabled. This valuable coverage is offered to members by American Fidelity Assurance. Members can speak with an Income Protection Specialist by calling 1-888-461-1612, weekdays, 8:00 a.m. to 4:45 p.m., CT.
(Plan available in most states.)


NEA Members Auto & Home Insurance Program®
We’ve got members covered at home and on the road.

Offered by California Casualty Management Company, the NEA Members Auto & Home Insurance Program® gives members excellent coverage, special rates and benefits.

•   $250 personal property coverage

•   Emergency claims service around-the-clock

•   Discounts for mature drivers and multiple vehicles

•   Optional unlimited towing and roadside service

•   Arrange to skip payments in July and August when not working

To learn more, visit neamb.com or call toll-free: 1-800-800-9410.


NEA-Sponsored CD® and NEA-Sponsored Money Market Account®
Two great ways to save: members can watch their savings grow in safety.

•   Annual Percentage Yields have consistently ranked among the highest in the nation

•   FDIC insurance up to the maximum allowed by law

•   Low minimum opening deposits

•   Individual Retirement Accounts also available

•   Family members are also eligible*

For more information or current rates, call Bank of America at 1-800-348-4632, or visit neamb.com/deposits.

*Eligible NEA family members include parents, spouse (or domestic partner) and children.


NEA Credit Cards
Buying power from the NEA with great credit card rates and terms.

•   Choose from NEA WorldPoints® Platinum Plus® Card, NEA RateSmartSM Card
or NEA Rewards American Express® Card

•   Competitive Annual Percentage Rates on all cards

•   Exclusive privileges and benefits designed especially for NEA members

For more information, visit neamb.com/credit/index
or call 1-800-637-4636.


NEA National Board Certification Loan®
Timely and affordable financial help.

National Board Certification, offered by the National Board for Professional Teaching
Standards, is an important credential that can make a big difference in any member’s
personal and professional development. NEA Member Benefits offers this affordable
loan to help cover the full assessment fee for certification. The loan has no application
fee or prepayment penalties. Find out more at neamb.com/loans/loanbc.jsp or apply by phone at 1-800-545-4094. Just mention priority code FAANMØ-45-882-9U.


NEA Home Financing Program®
Helping members with homeownership: new mortgages, refinances, and home equity loans.

•   Great rates, superior service, and an easy application process

•   Free prequalification analysis for first-time buyers

•   Community SharingSM Program: $150 contribution to the public school, non-profit organization, or 501(c)3 charity of your choice on a new mortgage or refinance

•   Free break-even analysis for refinancing purposes

•   Complimentary 3-day “NEA Getaway®” hotel package after closing on a new mortgage or refinance

•   Home equity loans and lines of credit, and reverse mortgages for seniors
also available

For more information or to apply, visit neamb.com/loans/hmfpge.jsp or call
1-800-NEA-4-YOU (1-800-632-4968).


NEA Personal Loan®
Can help members put their debts behind them.

•   Pay off bills, consolidate high-interest debt, pay for a college education, or finance a major purchase

•   Competitive, member-only rates

•   Affordable monthly payments

•   Terms from 24 to 84 months

•   No penalties for prepayment

For information or to apply, call 1-866-266-0211 or visit neamb.com
 

The issuer may prohibit the use of an NEA Personal Loan to pay off or pay down another account issued by FIA Card Services, N.A.
 


NEA Car Rental Program
Nationwide discounts from Hertz and Alamo. 

Preferred member rates are yours when you reserve your rental car in advance from Hertz or Alamo. And, at most locations, NEA members also enjoy free unlimited mileage, no charge for a spouse driver, and additional coupon savings. For more information, visit us at neamb.com/discount or call 1-800-637-4636.


NEA Magazine Service
Guaranteed savings on hundreds of popular magazines.  

As an NEA member, you can save up to 85% off the cover price of over 800 of your favorite magazines through the NEA Magazine Service. The lowest introductory price and highest member satisfaction are guaranteed! Other features include a year-round gift subscription service and a choice of seven payment options. For more information, visit us at  neamb.com/discount or call 1-800-YOURMAG.


Collette Vacations and Tours
Travel and save on popular trips. 

NEA members can see the world and save with Collette Vacations, a leading provider
of tours, family cruises, and weekend getaways. Collette offers over 120 escorted tour packages, including partnerships with Smithsonian Journeys.  And be sure to ask about your NEA member-only discount. For more information, visit us at
neamb.com/discount or call 1-800-528-1923.


NEA Bookstore
Powered by BarnesandNoble.com

NEA members save an extra 5% off the already low online prices of books, music, videos, textbooks, toys, games, and more. Review the wide assortment of books on teaching and classroom management techniques. Free shipping is available on eligible orders of $25 or more. For more information, visit us at neamb.com/discount.


NEA Classroom SuperStore
Your one stop for all your classroom needs.

NEA members save an additional 10% off already low warehouse prices, along with free shipping on any size order (stock items only). Most orders ship within 24 hours for three-day delivery. Other features include: free catalogs, toll-free ordering, gift certificates, price match, easy return policy, and personal order history for tax time. For more information, visit us at neamb.com/discount.


NEA Long Distance
Save on long distance. 

As an NEA member, you and your family can enjoy an exceptional long distance value of
only 3.9¢ per minute on state-to-state calls.  No monthly fees, no cost to switch, no monthly minimum, and no contracts. For more information, visit us at
neamb.com/discount.



Nolo.com

Your one stop for legal self-help. 

Nolo is the leading publisher of self-help legal publications, software and forms. NEA
members get a 5% discount on books, forms and software at Nolo.com — that's in addition to the substantial discounts already available on their web-site.  For more information, visit us at
neamb.com/discount.

©2005 South Dakota Education Association | 411 East Capitol Avenue | Pierre, SD 57501